Premier American Era Health and Life

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Major Medical plans are accessed in 1 of 3 ways: Employer coverage, ACA (Marketplace), or Private Major Medical.

Major Medical Limited offer similar benefits to Major Medical such as traditional preventive services, Dr Copays, and deductibles with some limitations.

Short Term is available up to 36 months in some states. Depending on plan structure they can come with traditional copay, deductible, coinsurance, prescription coverage, and Max Out Of Pocket.

Cost Sharing Plans is one of the most cost effective options for accessing affordable healthcare such as Preventive, Dr visit fees, ER, Hospitalizations, etc.

Catastrophic Plans are typically for healthier people just wanting protection against catastrophic bills and aren't looking for all the bells and whistles. Lowering monthly premiums.

Plans with preventive services tend to have higher premiums. Due to market demand new plans have emerged onto the Market such as Major Medical Limited, some Short Term, and Cost Sharing plans all offering help with Preventive services.